Privacy Notice
| Facts | WHAT DOES CITIZENS BANK OF CUMBERLAND COUNTY DO WITH YOUR PERSONAL INFORMATION? |
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Facts Why? | WHAT DOES CITIZENS BANK OF CUMBERLAND COUNTY DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
Facts What? | WHAT DOES CITIZENS BANK OF CUMBERLAND COUNTY DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Facts How? | WHAT DOES CITIZENS BANK OF CUMBERLAND COUNTY DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CITIZENS BANK OF CUMBERLAND COUNTY chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does CITIZENS BANK OF CUMBERLAND COUNTY share? | Can you limit this sharing? |
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Reasons we can share your personal information For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Does CITIZENS BANK OF CUMBERLAND COUNTY share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For our marketing purposes– to offer our products and services to you | Does CITIZENS BANK OF CUMBERLAND COUNTY share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For joint marketing with other financial companies | Does CITIZENS BANK OF CUMBERLAND COUNTY share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For our affiliates' everyday business purposes– information about your transactions and experiences | Does CITIZENS BANK OF CUMBERLAND COUNTY share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates' everyday business purposes– information about your creditworthiness | Does CITIZENS BANK OF CUMBERLAND COUNTY share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For nonaffiliates to market to you | Does CITIZENS BANK OF CUMBERLAND COUNTY share? No | Can you limit this sharing? We don't share |
Questions? | Call 270-864-2323 or go to WWW.CBCCONLINE.COM |
| What we do | |
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What we do How does CITIZENS BANK OF CUMBERLAND COUNTY protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
What we do How does CITIZENS BANK OF CUMBERLAND COUNTY collect my personal information? | We collect your personal information, for example, when you
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What we do Why can't I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
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Definitions Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Definitions Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Definitions Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Funds Availability Policy
Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day.
USA Patriot Act
Import Information About Procedures For Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
We apologize for any inconvenience this may cause; however, federal law prohibits us from waiving these requirements.